Valto Loikkanen is an internationally awarded serial entrepreneur with 25 years of global business experience. He is a co-founder and CXO at Prifina, a Silicon Valley-based personal data platform that is driven by private AI technology and focused on consumers and developers. He is also a co-founder and senior advisor at Digiole, which focuses on enabling digital transformation in business verticals and startup ecosystems to help scale innovation and entrepreneurship around the world. Valto is a visionary and strategic, hands-on professional with deep knowledge of digital world concepts and technologies that connect with the real world. He is an avid advocate for private user-held data architectures, a recognized speaker, and advises public policymakers around the world on challenging topics in the digital field. Valto has a good sense of predicting where the markets are going, developing disruptive product ideas and business models, while being very strategic and pragmatic in his approach with a knack for simplifying seemingly tricky issues. Having seen and experienced enough successes and failures, he likes to bend innovation to a model that can be delivered on a set budget.